Recent data breaches and malware phishing attacks have unfortunately become the “new norm” in today’s digital world. Cybercriminals target Internet users of all stripes to gain access to online accounts associated with an email address, such as online banking. A consumer alert from the IRS reported a 400% increase in online phishing and malware attacks during the 2016 U.S. tax season. Phishing attacks resulting from successful data breaches and stolen… Read more


Using Mobile as an Upselling Channel in Financial Services

We rely on our bank’s mobile app to check balances, pay bills and transfer money electronically. But mobile consumers want (and expect) to do more. The logical next step, then, is to enable consumers to conduct all of the services offered online (and at their physical branches), on their mobile devices. That’s easier said than done. Most financial institutions have developed mobile apps that don’t provide adequate mobile capabilities and access to… Read more


Introducing “Smile & Sign” at Finovate Europe 2017

The ideal digital onboarding experience does away with paper and unnecessary visits to the branch. It takes into account the fact that consumers may leverage multiple digital channels during the onboarding process. With the majority of digital business transactions conducted remotely online and on mobile devices, financial services organizations are looking to offer secure yet frictionless onboarding experiences for new and existing customers alike. A growing number of consumers are… Read more


Top 5 Security Stories in 2016

2016 was another stunning year in the battle against hackers. The bad guys were more than up to the task with new attacks and an endless display of innovation that challenged even the best security strategies. Yahoo’s topped their half-billion record breach with a billion-record breach, ransomware ran amok, DDoS attacks scaled to new heights, the endpoint grabbed major attention, and the U.S. political process ended up in Russia’s crosshairs…. Read more


eIDAS smart card

Now that the eIDAS Regulation is in full effect, the ease of cross-border digital business is a reality in the EU. The new Regulation comes at an opportune time to make trusted communications between businesses, citizens and public authorities easier in Europe – removing the previous hurdles and fragmented legal frameworks from the Regulation’s predecessor, the EU Directive. Many people believed that the Directive mandated the use of the Qualified… Read more


eIDAS: Making Cross-border Digital Business a Reality – Today

A new e-signature Regulation in the European Union comes into effect today, July 1, 2016, which will have an immediate and positive impact on cross-border commerce across Europe. Replacing the existing EU Directive, Electronic Identification and Trust Services for Electronic Transaction (eIDAS) now uniformly recognizes all forms of e-signature – regardless of local interpretation – making it easier to do business across the continent and creating a single, digital market…. Read more


Face Recognition for Mobile Apps – As Easy As Taking a Selfie

Next time you take a selfie, it could be used for your own protection. Face Recognition is a simple, secure and user-friendly security feature that utilizes multiple facial data points to accurately authenticate end users and next generation likeness detection to defeat hacker spoofing techniques. The basic premise of biometric authentication is that everyone is unique and an individual can be identified by their intrinsic physical or behavioral traits. Much like fingerprints, face… Read more


Electronic Signatures Vs. Digital Signatures – Defining the Difference

To satisfy the expanding need for esignatures in every industry, VASCO recently acquired a leader in the electronic signature space—eSignLive. With many of our clients asking for digital signature services, we wanted to make sure that YOU know the difference between digital signatures and electronic signatures—and how the two should work together to provide a secure and legally binding solution to your document-signing needs. eSignLive’s Defining the Difference blog is… Read more


Top 5 Security Stories in 2015

2015 was a remarkable year in the IT security area. There was never a dull moment with novel attack methods, new enemies, massive breaches of healthcare organizations and the OPM, Hacking Team’s embarrassing takedown, and cars and toys becoming targets. Hard to imagine it all fit into just 365 days and it doesn’t look like it will slow down one bit with the New Year. Below is a brief look… Read more


Touch ID

Biometrics – specifically the use of fingerprints, iris scans and facial recognition as a means of authentication – increasingly has become an accepted part of daily life. Several governments, including the United States, Canada and United Kingdom, have adopted biometrics, as the technology continues to improve. In 2013, Apple introduced Touch ID, a fingerprint scanning technology embedded in the company’s new (at the time) iPhone 5s. Touch ID signaled the… Read more