One of the most discussed requirements of the final Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and Common and Secure Communication (CSC) under PSD2 is the requirement to perform so-called “dynamic linking” to authenticate a financial transaction. The dynamic linking requirement has three parts. First, it requires a payer to authenticate a financial transaction by calculating an authentication… Read more


A famous Warren Buffet quote starts with this statement, “It takes 20 years to build a reputation and five minutes to ruin it…” For financial institutions, few things are as potentially damaging as customers suffering losses because of social engineering schemes. These types of attacks undermine consumer confidence in a bank’s brand, put customers at great risk of financial loss,… Read more