Blockchain

Blockchain is one of the more exciting – and often misunderstood – emerging technologies. It essentially offers the ability to record and track transactions in a decentralized database (often referred to as a “ledger”). When a transaction occurs, everyone who has permission on the network knows about it. It’s tamper-proof and everything happens in real-time. This has disruptive implications for the banking and lending industry, which today uses other processes… Read more


Using Mobile as an Upselling Channel in Financial Services

We rely on our bank’s mobile app to check balances, pay bills and transfer money electronically. But mobile consumers want (and expect) to do more. The logical next step, then, is to enable consumers to conduct all of the services offered online (and at their physical branches), on their mobile devices. That’s easier said than done. Most financial institutions have developed mobile apps that don’t provide adequate mobile capabilities and access to… Read more


Introducing “Smile & Sign” at Finovate Europe 2017

The ideal digital onboarding experience does away with paper and unnecessary visits to the branch. It takes into account the fact that consumers may leverage multiple digital channels during the onboarding process. With the majority of digital business transactions conducted remotely online and on mobile devices, financial services organizations are looking to offer secure yet frictionless onboarding experiences for new and existing customers alike. A growing number of consumers are… Read more